The Ramsey Show

The Ramsey Show is a nationally syndicated personal finance radio program, podcast, and YouTube show hosted by Dave Ramsey, in which listeners call in for advice on debt, budgeting, saving, and investing. It has grown into one of the most listened-to talk radio programs in the United States, reaching more than 18 million combined weekly listeners.

Early Life & Family

Dave Ramsey launched a local radio show called The Money Game in 1992 on a single struggling Nashville station, initially without pay. Drawing on his own experience of building and then losing a real estate fortune before rebuilding his finances debt-free, Ramsey built the show around call-in advice grounded in that personal turnaround story.

Rise to Fame

Within about two years, the show became the top-rated program in Nashville. It was rebranded The Dave Ramsey Show and picked up for national syndication, carrying Ramsey’s debt-free, cash-based approach to personal finance to radio stations across the country.

Career History

The show was later renamed The Ramsey Show and expanded to include co-hosts from the wider Ramsey Solutions team, including George Kamel, Rachel Cruze, John Delony, and Ken Coleman, who rotate alongside Ramsey to field listener calls. Beyond terrestrial radio syndication, the program now publishes daily podcast episodes and a YouTube simulcast, extending its reach well beyond its original local radio format.

How They Built Their Wealth

The show generates revenue through radio syndication fees, podcast and YouTube advertising, and its role as a flagship marketing platform for Ramsey Solutions’ broader business, which includes books such as The Total Money Makeover, in-person events, and the Financial Peace University course.

Personal Life

The program’s format centers on live listener calls, in which hosts give direct, often blunt, advice using Ramsey’s well-known “baby steps” framework for paying off debt and building savings, a format that has remained largely consistent since the show’s earliest days on Nashville radio.

More than three decades after starting as an unpaid local radio slot, The Ramsey Show remains one of the largest personal finance programs in the country, reaching tens of millions of listeners each week across radio, podcast, and YouTube.